Re: [HOE] OT: Credit Cards: The Big News

["doyle erin west" <westfam@the-i.net>]

That works if you're using a check book.  with a debit card, if you don't
have enough cash in the bank, it's just refused.  no charges.
----- Original Message -----
From: "Bayushi Arichi" <martin_etc@yahoo.com>
To: <hoe@gamerz.net>
Sent: Saturday, January 13, 2001 12:56 AM
Subject: Re: [HOE] OT: Credit Cards: The Big News


> Really? I was told that you should get overdraft protection - so you don't
have
> to deal with the problem of a bounced check (etc), just don't use it *as*
> credit.
>
> --- doyle erin west <westfam@the-i.net> wrote:
> > if you do this, make sure to tell them NOT to give you overdraft
protection.
> > most debit cards have like 250 bucks protections, and they charge you an
> > additional 25 bucks an overdraft.
> > ----- Original Message -----
> > From: "Robert Holland" <robert@macauley.com>
> > To: <hoe@gamerz.net>
> > Sent: Friday, January 12, 2001 7:34 PM
> > Subject: Re: [HOE] OT: Credit Cards: The Big News
> >
> >
> > > >> I am all over this. But I don't have a credit card. Will there be
> > > >> other ways to pay? There are many products I want and would love to
> > > >> just help out my.
> > > >
> > > >There are now available (in some areas) pre-pay credit cards. You go
in,
> > > >buy a master card with $100 balance on it (for a little more $100)
and
> > > >charge until it's out. Then throw the card away (please recycle, and
> > don't
> > > >mix paper and plastics :)
> > >
> > > Ask your bank if you can get a debit card. These things are great.
They're
> > > basically a credit card that works like a check--anything that takes a
> > credit
> > > card will take a debit card, but the money comes immediately out of
your
> > bank
> > > account, so you can't overdraw and you don't get bills or interest
> > payments.
> > > This does mean you have to have the money *now*, not next month, but
I've
> > always
> > > thought that buying things you can't pay for is stupid.
> > >
> > > --Robert Holland
> > >
> > >
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> >
> >
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>
>
> =====
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