Re: [HOE] OT: Credit Cards: The Big News

[Robert Holland <robert@macauley.com>]

>> I am all over this. But I don't have a credit card. Will there be
>> other ways to pay? There are many products I want and would love to
>> just help out my.
>
>There are now available (in some areas) pre-pay credit cards. You go in,
>buy a master card with $100 balance on it (for a little more $100) and
>charge until it's out. Then throw the card away (please recycle, and don't
>mix paper and plastics :)

Ask your bank if you can get a debit card. These things are great. They're
basically a credit card that works like a check--anything that takes a credit
card will take a debit card, but the money comes immediately out of your bank
account, so you can't overdraw and you don't get bills or interest payments.
This does mean you have to have the money *now*, not next month, but I've always
thought that buying things you can't pay for is stupid.

--Robert Holland